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Phone
314-991-1177 / 800-288-5437
Contact Email
Working Hours
Mon - Fri : 8AM-5PM
Make a Payment

About Kramer & Frank P.C.

A Trusted Name in Legal Services Since 1975

Who We Are

Kramer & Frank, P.C. is a law firm based in St. Louis, Missouri. Since 1975, we have worked with individuals and businesses to resolve outstanding financial obligations. We are committed to treating every person we work with fairly, professionally, and in full compliance with all applicable state and federal laws.

If you have received communication from our office, we encourage you to reach out. Our team is available to answer your questions, discuss your options, and help you find a path forward.

Need to make a payment?

Pay Online

By clicking ‘Pay Online’ you acknowledge that you are submitting your payment for approval and you are authorizing us to contact you.

Pay By Phone

Please call (314) 991-1177 or (800) 288-5437 Monday through Friday between 8:00 a.m. and 5:00 p.m. CST to schedule a payment.

Pay In Person

Payments can be made at our St. Louis location, Monday through Friday between 8:00 a.m. and 5:00 p.m. CST.

Your Rights

We believe in transparency. If you have received communication from Kramer & Frank, you have rights under federal and state law, including:

The right to request verification of the debt

You may request written verification of any amount we have communicated to you.

The right to dispute

If you believe there is an error, you have the right to dispute the debt and we will investigate.

The right to be treated with respect

Our firm maintains a Chief Compliance Officer and a dedicated compliance team to ensure every interaction meets FDCPA and state law standards.

The right to representation

You may have an attorney represent you at any time.

Have questions? Contact us or call (314) 991-1177 or (800) 288-5437.

Understanding the Process

Depending on the status of your account, it may be in one of the following stages. If you have questions about where your account stands, please contact us.

Pre-Litigation

  • Initial contact and written notice
  • Opportunity to set up a payment plan
  • Negotiation and settlement options

Post-Judgment

  • Legal action filed with court approval
  • Service of process and court dates
  • Opportunity to respond or settle

Litigation

  • Court-ordered payment enforcement
  • Wage or bank garnishment (where applicable)
  • Continued opportunity to arrange payment

Serving the Midwest

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